Programs

At Infinity Financial Group, Inc., we pride ourselves on offering endless options for you and your future. Our programs and products are specifically tailored to your financial needs. We realize that everyone’s circumstances are different, and we’ll work hard to find the right pieces to solve your financial puzzle.

Home Purchase Programs

Finding the right loan program is just as important as finding the right home. We will alleviate the confusion so you won’t feel overwhelmed by the many factors and options by combining skilled consultants and cutting edge technology.

Conventional FHA Loans
Loans for those who may have less than perfect credit and may have difficulties qualifying for other loan programs.
First Time Homebuyer Programs
Assisting first time homebuyers in finding the best home loan for their situation. These programs may offer reduced taxes, lower interest rates or low down payments.
Zero Down Programs
Loans requiring no down payment which are available to those with good credit providing an option to invest in assets other than their home
Jumbo Loans
Mortgage loans above $417,000 (as of 2006) that generally consist of higher down payments and higher interest rates.
No and Low Cost Closing Options
Allows you to avoid paying all or most of the closing costs by carrying a higher interest rate. Best for those planning to carry the loan for less than three years.
Stated Income Loans
Loans for the self employed or those who do not have documentation of earned wages which usually require higher down payments and interest rates.

Refinance & Consolidation Programs

We realize your home can be your most valuable asset and we offer many loan programs dedicated to solving anyone’s financial challenges. From lowering a mortgage payment to finding money for home improvements, we take care of it all.

First and Second Mortgages
FHA Loan Refinancing
Refinancing a FHA loan may include no-cost interest rate reductions, easier credit and income qualifications and the ability to shorten or lengthen the term of your existing loan.
Debt Consolidation Loans
Allows you to consolidate many loans into one which will lower your monthly payments and increase your credit rating.
Interest Only Programs
The borrower pays only the interest on the mortgage for a fixed term (usually 5 to 7 years) and then either refinances or begins paying off the principal resulting in a much larger payment. This type of loan benefits those who are sure they will have more money available at the end of the fixed term.
Lines of Credit
Allows you to borrow against your home equity at affordable rates.
Home Improvement Loans
Reverse Mortgage Programs
Allows homeowners 62 years old and up to convert their home’s equity into cash, providing seniors with a greater degree of financial security.

Construction Loan Programs

Building a new home is a big enough task without having to worry about obtaining financing. Our loan consultants will take care of your needs so you can stay focused on building a solid foundation for your family.

One Time Close Programs
Finances the construction of a residence and the permanent loan once construction is completed. Lets borrower lock in a rate for the permanent loan and allows for 12 months of construction time.
Construction to Perm Loans
Necessary when building a new home due to the longer time frame and special requirements of the building process.