FAQ's

What are points?

How long does the loan process take and should I make my house payment this month since I am refinancing?

Will I have to get an appraisal?

What is PMI (Private Mortgage Insurance)?

What does it mean to lock an interest rate?

What is an APR (Annual Percentage Rate) and why is it different from my note rate?

What is the difference between a mortgage banker, mortgage lender, and a mortgage broker?

How much are closing costs?

How can I improve my credit score?

What do I need to do to prepare for buying a home or refinancing?